IN response to the letter in the BEN from S M Delvard-Hussain on February 4, regarding the plight of many students who incur debts while at college.

I have to write in defence of my son, who, at the moment, is in his final year of his degree course.

When he completes his course, he will be in debt for around £14000.

He moved from Bolton to London as this was where he was offered a place. He managed to get a job soon after he arrived. He works in a shop three days a week and more when he can.

Out of his student loan and wages, he has to pay his rent, all his utility bills, food and travel. He also had to purchase a computer, books and everything else he needs. He also had to pay part of his fees. I can assure you, he does not have much left at the end of the day for the finer things of life.

I'm sure there are hundreds of students in the same position as my son. And there are probably hundreds more from wealthier backgrounds who do not have the same problems.

Also, the students who are prepared to get into debt to enable them to study show great determination, because, at the end of the day, they have to repay the loan.

Mrs S Daniels

Lee Avenue

Bolton