COMBINED Insurance is a company with 8,000 policy holders in the Bolton area and 41 sales representatives.

It was established in 1963 and and operates throughout the UK from four offices, offering accident and healthcare insurance to more than 600,000 policy holders in the UK and Ireland. The company's UK and Irish workforce consists of more than 1,500 sales agents, and its goal is to become the market leader in specialist accident and health insurance. It's a far-reaching company, with a diverse customer base which covers both agricultural communities and urban areas.

Clive Robinson has been the company's managing director since 2001, after joining the company as an accounts clerk back in 1972. He explained: "Combined Insurance is committed to a philosophy of investing in people, enhancing lives and building for the future. Through this award scheme we will put our philosophy into practice."